BingoPlus GCash — Limits, Fees & Settlement
GCash is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas appears on the licence, which is of the Electronic Money Issuer type.
| Fact | Value |
|---|---|
| Operator | Mynt-affiliated G-Xchange, Inc., the product of a partnership between Ayala Corporation and Globe Fintech Innovations |
| Regulator | Bangko Sentral ng Pilipinas appears on the licence, which is of the Electronic Money Issuer type |
| Wallet limit | The ceiling is PHP 100,000 for Fully Verified accounts, checked at any given moment. A limit scale with PHP 10,000 attached to Basic, PHP 50,000 attached to GCash Jr, PHP 100,000 to Fully Verified, PHP 500,000 to GCash Plus and PHP 1,000,000 to GCash Platinum |
| Per-transaction cap | Not published |
| Settlement | as it happens for wallet-to-wallet and InstaPay transfers, and within the same banking day for PESONet, which is down to the rail beneath and not to GCash |
| Figures as of | 2026-09 |
This page describes GCash, a Philippine payment rail, as the rail itself, covering its limits, its settlement behaviour and its published fees and not any casino’s cashier.
GCash at a glance
| Field | Value |
|---|---|
| Operated by | Mynt-affiliated G-Xchange, Inc., the product of a partnership between Ayala Corporation and Globe Fintech Innovations |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | The ceiling is PHP 100,000 for Fully Verified accounts, checked at any given moment. A limit scale with PHP 10,000 attached to Basic, PHP 50,000 attached to GCash Jr, PHP 100,000 to Fully Verified, PHP 500,000 to GCash Plus and PHP 1,000,000 to GCash Platinum |
| Per-transaction cap | Not published |
| Settlement | as it happens for wallet-to-wallet and InstaPay transfers, and within the same banking day for PESONet, which is down to the rail beneath and not to GCash |
| Published fees | Every OTC channel shares one free allowance of PHP 8,000 per month; anything above it costs 2 per cent, and the counter resets each month on the first. The bank, not the wallet, bills for InstaPay cash-in from a linked account: PHP 15 if it is BPI and PHP 10 if it is UnionBank. From 7 March 2026 GCash states the fee becomes a flat 1 per cent; until then, PayPal cash-in is charged at 1 per cent under PHP 20,000 and a flat PHP 200 from PHP 20,000 up. There is no charge to claim a Payoneer cash-in or remittance. Pera Outlet agents suggest charging 1 per cent, though the outlet sets the figure, and the smallest cash-in they take is PHP 100 |
These figures are a snapshot taken in 2026-09 rather than a live feed. Because limits and fees shift at payment providers with no notice given, only the provider’s own page is a current source.
How fast money actually moves
GCash settles as it happens for wallet-to-wallet and InstaPay transfers, and within the same banking day for PESONet, which is down to the rail beneath and not to GCash. The description fits the rail, not the casino, since an operator can pause a withdrawal for internal review before it ever reaches GCash, and such review is usually the source of the wait.
A per-transaction cap is not published. None is published for this rail.
Verification tiers
- Basic — Settle bills, top up load, cash in or pay by scanning a code. A PHP 10,000 limit on the wallet; monthly movement of PHP 5,000 incoming and PHP 5,000 outgoing; no daily limit is stated
- GCash Jr. — Users from 7 to 17 years old get the Basic feature set. Wallet balance tops out at PHP 50,000; monthly cash-in is PHP 10,000, and cash-out is PHP 10,000 per day and per month
- Fully Verified — Newly available are Borrow, GSave, GInvest, GInsure and GLife, together with send money, bank transfer, pay online and the GCash card. Wallet balance limited to PHP 100,000, monthly inflow of PHP 100,000, and daily outflow of PHP 100,000 without any monthly cap
- GCash Plus — Access depends on being Fully Verified and having a bank or investment account linked. Wallet balance capped at PHP 500,000; monthly cash-in up to PHP 500,000; daily cash-out up to PHP 100,000
- GCash Platinum — Eligible Globe Platinum subscribers only. PHP 500,000 out per day, PHP 1,000,000 per month, plus a PHP 1,000,000 wallet cap and PHP 1,000,000 coming in each month
The published ceiling of The ceiling is PHP 100,000 for Fully Verified accounts, checked at any given moment. A limit scale with PHP 10,000 attached to Basic, PHP 50,000 attached to GCash Jr, PHP 100,000 to Fully Verified, PHP 500,000 to GCash Plus and PHP 1,000,000 to GCash Platinum applies to the tier stated above, not to every account.
What GCash says about gambling transactions
A blanket prohibition on gambling merchants is absent from GCash’s own terms and conditions, and the nearest general clause is the one on pyramid and Ponzi schemes. Regulators, not the platform, drive the restrictions that exist. GCash withdrew the GLife Games top-up and withdrawal feature with effect from 16 August 2025, following BSP Memorandum M-2025-029 of 14 August 2025, which required all BSP-supervised institutions to strip in-app links and redirects to gambling and gaming sites within 48 hours.
GCash has a stated zero-tolerance stance on illegal gambling operators; by its own report it blocked roughly 3,200 merchants that exploited its QR system to push people toward illegal gambling and scam sites. Merchants linked to illegal gambling, and top-ups for in-app gaming, are both held in check by all of this. The material neither states that GCash may fund a licensed casino’s cashier nor states that it may not.
Paying with GCash at BingoPlus
- Open the cashier after you sign in at BingoPlus.
- In the cashier for your account, select GCash out of the listed payment methods.
- Confirm that your BingoPlus account and your GCash account carry the same name.
- Once you have seen the cashier’s minimum, its maximum and whether a fee applies, go ahead and confirm.
Before you make a first deposit with a new method, read the cashier screen, which displays the current limits on your account.
FAQ
Does GCash charge fees?
Published fees: Every OTC channel shares one free allowance of PHP 8,000 per month; anything above it costs 2 per cent, and the counter resets each month on the first. The bank, not the wallet, bills for InstaPay cash-in from a linked account: PHP 15 if it is BPI and PHP 10 if it is UnionBank. From 7 March 2026 GCash states the fee becomes a flat 1 per cent; until then, PayPal cash-in is charged at 1 per cent under PHP 20,000 and a flat PHP 200 from PHP 20,000 up. There is no charge to claim a Payoneer cash-in or remittance. Pera Outlet agents suggest charging 1 per cent, though the outlet sets the figure, and the smallest cash-in they take is PHP 100. Providers revise these without notice.
Where do I start to pay with GCash at BingoPlus?
After signing in, open the cashier and select GCash among the methods shown for your account. Make sure both accounts carry the same name, then read the limits on the cashier screen prior to confirming.
What is the GCash wallet limit?
The ceiling is PHP 100,000 for Fully Verified accounts, checked at any given moment. A limit scale with PHP 10,000 attached to Basic, PHP 50,000 attached to GCash Jr, PHP 100,000 to Fully Verified, PHP 500,000 to GCash Plus and PHP 1,000,000 to GCash Platinum, at the tier the provider states. Lower tiers carry lower ceilings.
Who regulates GCash?
GCash — regulation: Bangko Sentral ng Pilipinas appears on the licence, which is of the Electronic Money Issuer type. That covers the rail, not the casino.
Other payment rails explained here
| Guide | What it covers |
|---|---|
| Maya | Bangko Sentral ng Pilipinas, which oversees the entity both as an Electronic Money Issuer and as a registered Operator of Payment System |
| GrabPay | Licensed by Bangko Sentral ng Pilipinas as an Electronic Money Issuer, a status held since 2018 |
| Bank Transfer | Bangko Sentral ng Pilipinas, whose National Retail Payment System framework was set up through Circular No. 980 |
| Over-the-Counter Cash Agents | Money service businesses fall under Bangko Sentral ng Pilipinas, and the Anti-Money Laundering Act applies too |